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11 The more you have, the more you spend, right up to the limits of your income. So what is the advantage of wealth—except perhaps to watch it as it runs through your fingers! 12 The man who works hard sleeps well whether he eats little or much, but the rich must worry and suffer insomnia.

13-14 There is another serious problem I have seen everywhere—savings are put into risky investments that turn sour, and soon there is nothing left to pass on to one’s son.

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